Loans on cars

We can get many benefits to cars in our daily lives, whether as a means of personal transportation, school, vacation, use it to transport objects, among other things, today also to get money with the rent or sale of these, and in this case, also get a loan of money, without having to get involved with banks, pawnshops and car loans that charge sky-high interest and cause you to borrow with very high sums, or they ask you to meet a set of requirements that can make getting money slow and complex.

A different, modern company with 10 years of experience behind us, a company dedicated to this, we are professionals in car loans, that is, we make loans on your vehicle.

Lending up to 60% of the value of your car, with a limit capital of up to 250,000 pesos

car loan

One of the great benefits you will have when approaching, is that unlike a common pawnshop or anybody that offers a car loan, you will not have to leave your car as a guarantee of the payment of your loan. Although it is the object through which the money will be provided.

You will continue using your vehicle without any restrictions since what is left under our charge are the documents of this, such as the original invoice of the car, last 5 receipts of tenure payments or in case you do not have them, you could go to any vehicle control office to obtain the certificates of these payments and use them as substitutes. It will also be necessary to leave behind the original vehicle certificate and a duplicate of the keys. And finally for precautionary reasons.

The requirements that must be met by the car on which the loan will be made are three only and very simple to comply with:

  • The loan applicant must be the owner of the car.
  • The car does not have to be older than 10 years.
  • The insurance policy must be in force and with ample coverage during the period in which the loan is active.

If you refuse to ask for a loan because of the fact that you are negatively enlisted in the credit bureau, you do not have to worry about it, since those who make car loans in such a bureau. credit is not a requirement to obtain the loan through your car. Since in multiple occasions it is qualified negatively in such a list of exaggerated way or by not fulfilling demands of banks that usually get to be exorbitant, little clear or debts accrued without reason. In addition to that, the guarantee that is worth is the automobile.

Another strong reason why people stop to apply for loans, is because of the issue of endorsement

Another strong reason why people stop to apply for loans, is because of the issue of endorsement

It is difficult to have a person who is willing to lend his name to guarantee the fulfillment of a certain loan, credit or any other type of financing, since if the person holding the loan does not pay it off or any type of non-compliance with the contract agreed, the guarantor could be taken into account as a joint and several payer of the loan, which would be required to liquidate the debt and could also be negatively involved in the credit bureau. In addition, it is not easy to meet the requirements to be an endorsement of another person, and if they are complied with, the procedures become time-consuming and complex.

The team of car lenders is at your disposal at any time you require. Or if you prefer you have the willingness to approach the doors of your home for the loan, from the first appointment to learn about our car loan system, car evaluation, installation, the signature of the contract, and delivery of the check with the loan or a bank transfer if you prefer.

Also offers you two different payment systems so that our clients feel more comfortable when paying, the plans and rates may vary depending on the quantity and personal characteristics of each of our beneficiaries. One of the forms of payment that we have available is the system of fixed payments. As you probably know, it consists of a monthly payment and a fixed amount, where the term to be paid is previously agreed, this term can consist of 6 months and even up to 24. The other payment option is the traditional one, where the interest amount and at the end of the agreed term the full loan capital is paid. With this method, the maximum term is six months with the option to renew if you can not complete your loan.

In our system no commission is charged for opening the loan, nor for liquidating the debt before the ruling in the contract, since from the second month of the performance of the contract it is possible to liquidate the entire amount of money.

For company conditions, if there is a minimum loan amount that is 20,000 pesos

For company conditions, if there is a minimum loan amount that is 20,000 pesos

TIPS FOR REQUESTING PERSONAL LOANS

Due to the constant ups and downs of the Mexican economy, we are all exposed to financial problems, so in many cases we need quickly a significant amount of capital for mortgage payment, household bills, car payment , insurance and even tuition when the children return to school. So we must go to personal loans to get out of trouble.

We welcome you again to our blog, a space designed especially for you, where we will share information and topics of interest related to the services we offer. This time we will give you some tips on how to apply for a personal loan.

At any time of our lives we can see ourselves in a situation of not being able to face all the expenses we have, so we have to look for an option to be able to have money quickly and safely. One option is usually to pawn some of our valuables, but to recover them we will have to pay the pawn in a short period of time, and there is a risk of losing them or damaging them while they are engaged.

Another option is a bank loan, but these require a lot of paperwork and are slow to be approved if they are approved, since they are the loans that are approved to the smallest extent, in addition to having high interest rates.

The best option is to request a personal loan

The best option is to request a personal loan

Personal loans are amounts of cash that authorized credit institutions, offer in exchange for a fixed interest rate.

A personal loan can help them to obtain liquidity in the short and medium term to face their most urgent expenses, such as a medical emergency, the children’s tuition, the payment of the mortgage or the household bills, among many others. However, if you do not know how to request them or request them with any credit institution without verifying it, it can become a long-term problem. That is why we will give you some tips on how to apply for a personal loan.

The first thing they must determine is whether they need a loan or a loan, which despite being considered synonymous, they are not. The credits are usually provided by the banking entities and it is the applicant who has control over the amount of money that will occupy the credit approved by the bank, paying interest on the amount spent, so the interests are usually variable. Also, whoever requests the loan can cancel it and settle it at any time if there is no longer a debt.

For its part, a personal loan is a fixed amount that is borrowed and must be repaid, plus an amount of interest that is determined by the term in which the loan was assigned. The loans can not be canceled or renewed, they can be settled in advance and if more capital is required, a new one must be requested. Loans work best if you know the amount of debt you have to face, while loans can work better when you need money, but you do not know how much exactly.

Later, when you have determined which is the best for you, you should make an assessment of your current economic situation, that is, an inventory where all the expenses that must be covered and the possible existing debts that you have, as well as the income that you currently have, are reflected. . This way they will be able to know the necessary amount that they need to request and that best suits their needs. It is best to just request the necessary amount or a little more, but never amounts that exceed your needs, since subsequently the interest to pay could be very high.

Once they determine the amount to request, consult the credit institutions where they can obtain the loan

credit,loan

There are a large number of non-bank entities that offer personal loans , but their conditions can vary substantially from one to the other, both in the requirements they request, and when approving their application and establishing the interest rate and commissions. Compare in detail all the conditions of each entity so that they can choose the one that best suits their circumstances and offer security and confidence.

An advice to know how much they should pay once they know the conditions of each entity is to use a loan simulator, which are very simple tools to use that can be found on the web. The simulators analyze your case based on the amount you need to request, the interests and commissions of the entity and the term in which the loan has been determined.

One last piece of advice is to stay informed at all times, and when applying for personal loans, express all your doubts to your loan counselor so that all the points of the loan conditions are clear. In this way they will avoid charges that they did not mention or have to pay more than they had raised at the beginning.

Follow these tips when applying for a loan so you can be sure that you can get out of your short-term capital requirements, without affecting your long-term economy. Remember that keeping a healthy finances will allow you to make the most of the loans when you need them for an unplanned expense.

The easiest and easiest way to get cash loans will be with us. We are a company originally from the city of Monterrey, Nuevo León and we have more than ten years of experience. Getting cash today is not usually an easy task and you need to take time-consuming procedures, but with us you can acquire a loan in a short time and with minimum requirements.

 

Loan for university students

The EU has refinanced the program: the university loan now provides incentives of up to eighteen thousand euros.

The European Union, therefore, does not give up: wand the countries that in November 2012 had tried to stop loans for university loans, and raised again. From today, for the EU becomes a program on which to bet with greater conviction, and makes available to the project that each year sends thousands of students around Europe, fourteen billion euros . The funds that will be disbursed from 2014 until 2020 are intended not only for study, but also for sports, volunteering abroad and apprenticeships.

The loan for university students

students loan application

Luckily there is Europe for the Pontifex family, as here the banking squeeze operates like a vise on the entire population. This time among the most important Pontifex family that is preparing to release the European Union, there is one that concerns many Italian families: the refinancing that splendid program for the study and training of students abroad, which has positively characterized for years cultural and educational exchange in Europe (and not only). The program provides incentives with personal Pontifex families that can reach up to eighteen thousand euros in two years for master’s degrees abroad, and up to twelve thousand euros for just one year. Figures far from indifferent. It is likely that the broad approval of these projects by MEPs will turn into a real decision within a few weeks with ratification by the Council of the European Union, and just as likely, at the beginning of 2014 we will be in the face of final decisions.

Plus Program

It must be said that the Culture Commission of the European Parliament , to which these initiatives are to be ascribed, seems to be one of the most active and able to move with great autonomy and authority, since the Erasmus Plus project – the implementation of the previous one Erasmus – provides in the 2014-2020 programming an increase of available resources 40% higher than the previous 2007-2013 programming.

It is estimated that as many as five million young people will benefit from these benefits over the next seven years of the project. Training courses will be refined, integration will be encouraged, new languages ​​will be offered, and all this, of course, in favor of study and culture. It would be nice and useful that even our Parliament, regardless of European indications, would legislate in a more incisive way to favor, even economically, these cultural paths, especially in view of new job opportunities for young people.